The first four characters (BARB) represents that it belongs to Bank of Baroda. The fifth character (0) is reserved for future use. The last 6 characters (RATNAP) represents that it belongs to Ratu branch in district Ranchi of Jharkhand.
IFSC code (BARB0RATNAP) can be found on the front page of the account holder's passbook or in cheque leaf. You can also verify the same by contacting bank authority of Bank of Baroda since data here could be outdated.
Ratu branch of Bank of Baroda is in Jharkhand state of India.
RATU CHATTI,OPP POST OFFICE,PO RATU,DIST RANCHI,JHARKHAND � 835222.