The first four characters (BARB) represents that it belongs to Bank of Baroda. The fifth character (0) is reserved for future use. The last 6 characters (RAMNAI) represents that it belongs to Ramnagar Dist Nainital branch in district Nainital of Uttarakhand.
IFSC code (BARB0RAMNAI) can be found on the front page of the account holder's passbook or in cheque leaf. You can also verify the same by contacting bank authority of Bank of Baroda since data here could be outdated.
Ramnagar Dist Nainital branch of Bank of Baroda is in Uttarakhand state of India.
RAMNAGAR,RANIKHET ROAD TRIVENIGANJ,UTTARANCHAL 244 715