The first four characters (BARB) represents that it belongs to Bank of Baroda. The fifth character (0) is reserved for future use. The last 6 characters (RAMCAL) represents that it belongs to Ramanattukara branch in district Dhule of Kerala.
IFSC code (BARB0RAMCAL) can be found on the front page of the account holder's passbook or in cheque leaf. You can also verify the same by contacting bank authority of Bank of Baroda since data here could be outdated.
Ramanattukara branch of Bank of Baroda is in Kerala state of India.
APPLE SQUARE BYEPASS ROAD RAMANATTUKARA CALICUT KERALA 673633