The first four characters (BARB) represents that it belongs to Bank of Baroda. The fifth character (0) is reserved for future use. The last 6 characters (PONNUR) represents that it belongs to Ponnur Ap branch in district Paonta Sahib of Andhra Pradesh.
IFSC code (BARB0PONNUR) can be found on the front page of the account holder's passbook or in cheque leaf. You can also verify the same by contacting bank authority of Bank of Baroda since data here could be outdated.
Ponnur Ap branch of Bank of Baroda is in Andhra Pradesh state of India.
1-1-30, GBC ROAD,DIST - GUNTUR, PONNUR, ANDHRA PRADESH - 522124