The first four characters (ANDB) represents that it belongs to Andhra Bank. The fifth character (0) is reserved for future use. The last 6 characters (001940) represents that it belongs to Papadahandi branch in district Nowrangpur of Odisha.
IFSC code (ANDB0001940) can be found on the front page of the account holder's passbook or in cheque leaf. You can also verify the same by contacting bank authority of Andhra Bank since data here could be outdated.
Papadahandi branch of Andhra Bank is in Odisha state of India.
UMERKOTE ROAD, PAPADAHANDI, NABARANGPUR DIST - 764071