The first four characters (ANDB) represents that it belongs to Andhra Bank. The fifth character (0) is reserved for future use. The last 6 characters (001849) represents that it belongs to Kullu branch in district Kulu of Himachal Pradesh.
IFSC code (ANDB0001849) can be found on the front page of the account holder's passbook or in cheque leaf. You can also verify the same by contacting bank authority of Andhra Bank since data here could be outdated.
Kullu branch of Andhra Bank is in Himachal Pradesh state of India.
AKHARA BAZAR, NEAR OLD BUS STAND, KULLU, HIMACHAL PRADESH - 175101