The first four characters (ANDB) represents that it belongs to Andhra Bank. The fifth character (0) is reserved for future use. The last 6 characters (001696) represents that it belongs to Nri Branch Bangalore branch in district Bangalore Urban of Karnataka.
IFSC code (ANDB0001696) can be found on the front page of the account holder's passbook or in cheque leaf. You can also verify the same by contacting bank authority of Andhra Bank since data here could be outdated.
Nri Branch Bangalore branch of Andhra Bank is in Karnataka state of India.
ZONAL OFFICE ANDHRABK, BANGLORE, BANGALORE, KARNATAKA-560027