The first four characters (ANDB) represents that it belongs to Andhra Bank. The fifth character (0) is reserved for future use. The last 6 characters (001688) represents that it belongs to Haldwani branch in district Chandigarh of Chandigarh.
IFSC code (ANDB0001688) can be found on the front page of the account holder's passbook or in cheque leaf. You can also verify the same by contacting bank authority of Andhra Bank since data here could be outdated.
Haldwani branch of Andhra Bank is in Chandigarh state of India.
394/A, NARAYANA BUILDING, BHOTIA PAROW, THANDI SADAK, HALDWANI-263141