The first four characters (ANDB) represents that it belongs to Andhra Bank. The fifth character (0) is reserved for future use. The last 6 characters (001538) represents that it belongs to Swarna Bharat Trust Cyber Grameen branch in district Nellore of Andhra Pradesh.
IFSC code (ANDB0001538) can be found on the front page of the account holder's passbook or in cheque leaf. You can also verify the same by contacting bank authority of Andhra Bank since data here could be outdated.
Swarna Bharat Trust Cyber Grameen branch of Andhra Bank is in Andhra Pradesh state of India.
VENKATACHALAM NELLORE, NELLORE, NELLORE, ANDHRA PRADESH-524320